Mutuel PrimaFlex — Region 2, Bern
Region 2, Bern: the PrimaFlex model from Mutuel costs CHF 557.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 557.80, PrimaFlex is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 891.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 557.80 | CHF 518.80 |
| 500 | CHF 546.80 | CHF 508.60 |
| 1'000 | CHF 519.30 | CHF 483.00 |
| 1'500 | CHF 491.30 | CHF 456.90 |
| 2'000 | CHF 463.70 | CHF 431.30 |
| 2'500 | CHF 436.20 | CHF 405.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 427.30 | CHF 397.40 |
| 500 | CHF 415.80 | CHF 386.70 |
| 1'000 | CHF 386.80 | CHF 359.70 |
| 1'500 | CHF 357.30 | CHF 332.30 |
| 2'000 | CHF 328.30 | CHF 305.30 |
| 2'500 | CHF 299.30 | CHF 278.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.40 | CHF 122.20 |
| 100 | CHF 125.60 | CHF 116.80 |
| 200 | CHF 119.80 | CHF 111.40 |
| 300 | CHF 113.90 | CHF 106.00 |
| 400 | CHF 108.10 | CHF 100.60 |
| 500 | CHF 102.30 | CHF 95.20 |
| 600 | CHF 96.40 | CHF 89.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.