Mutuel PrimaFlex — Region 2, Schaffhausen
Region 2, Schaffhausen: the PrimaFlex model from Mutuel costs CHF 529.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 529.00, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 844.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.00 | CHF 492.00 |
| 500 | CHF 518.00 | CHF 481.70 |
| 1'000 | CHF 490.50 | CHF 456.20 |
| 1'500 | CHF 462.50 | CHF 430.10 |
| 2'000 | CHF 434.90 | CHF 404.40 |
| 2'500 | CHF 407.40 | CHF 378.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.80 | CHF 373.60 |
| 500 | CHF 390.30 | CHF 362.90 |
| 1'000 | CHF 361.30 | CHF 336.00 |
| 1'500 | CHF 331.80 | CHF 308.50 |
| 2'000 | CHF 302.80 | CHF 281.60 |
| 2'500 | CHF 273.80 | CHF 254.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.90 | CHF 110.60 |
| 100 | CHF 113.10 | CHF 105.20 |
| 200 | CHF 107.30 | CHF 99.80 |
| 300 | CHF 101.40 | CHF 94.30 |
| 400 | CHF 95.60 | CHF 88.90 |
| 500 | CHF 89.80 | CHF 83.50 |
| 600 | CHF 83.90 | CHF 78.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.