Mutuel PrimaFlex — Region 1, Fribourg
Region 1, Fribourg: the PrimaFlex model from Mutuel costs CHF 551.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 551.80, PrimaFlex is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'122.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 551.80 | CHF 513.20 |
| 500 | CHF 540.80 | CHF 502.90 |
| 1'000 | CHF 513.30 | CHF 477.40 |
| 1'500 | CHF 485.30 | CHF 451.30 |
| 2'000 | CHF 457.70 | CHF 425.60 |
| 2'500 | CHF 430.20 | CHF 400.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.20 | CHF 395.40 |
| 500 | CHF 413.70 | CHF 384.70 |
| 1'000 | CHF 384.70 | CHF 357.80 |
| 1'500 | CHF 355.20 | CHF 330.30 |
| 2'000 | CHF 326.20 | CHF 303.40 |
| 2'500 | CHF 297.20 | CHF 276.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.60 | CHF 146.50 |
| 100 | CHF 151.80 | CHF 141.10 |
| 200 | CHF 146.00 | CHF 135.80 |
| 300 | CHF 140.10 | CHF 130.30 |
| 400 | CHF 134.30 | CHF 124.90 |
| 500 | CHF 128.50 | CHF 119.50 |
| 600 | CHF 122.60 | CHF 114.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.