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Mutuel PrimaFlex — Jura

Jura: the PrimaFlex model from Mutuel costs CHF 593.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 593.50, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaFlex costs CHF 948.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 593.50CHF 552.00
500CHF 582.50CHF 541.80
1'000CHF 555.00CHF 516.20
1'500CHF 527.00CHF 490.10
2'000CHF 499.40CHF 464.50
2'500CHF 471.90CHF 438.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 419.70CHF 390.30
500CHF 408.20CHF 379.60
1'000CHF 379.20CHF 352.60
1'500CHF 349.70CHF 325.20
2'000CHF 320.70CHF 298.20
2'500CHF 291.70CHF 271.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 145.70CHF 135.50
100CHF 139.90CHF 130.10
200CHF 134.10CHF 124.70
300CHF 128.20CHF 119.20
400CHF 122.40CHF 113.80
500CHF 116.60CHF 108.40
600CHF 110.70CHF 102.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.