Mutuel PrimaFlex — Region 2, Fribourg
Region 2, Fribourg: the PrimaFlex model from Mutuel costs CHF 521.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.40, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'062.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.40 | CHF 484.90 |
| 500 | CHF 510.40 | CHF 474.70 |
| 1'000 | CHF 482.90 | CHF 449.10 |
| 1'500 | CHF 454.90 | CHF 423.10 |
| 2'000 | CHF 427.30 | CHF 397.40 |
| 2'500 | CHF 399.80 | CHF 371.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.80 | CHF 373.70 |
| 500 | CHF 390.30 | CHF 363.00 |
| 1'000 | CHF 361.30 | CHF 336.00 |
| 1'500 | CHF 331.80 | CHF 308.60 |
| 2'000 | CHF 302.80 | CHF 281.60 |
| 2'500 | CHF 273.80 | CHF 254.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.90 | CHF 138.50 |
| 100 | CHF 143.10 | CHF 133.10 |
| 200 | CHF 137.30 | CHF 127.70 |
| 300 | CHF 131.40 | CHF 122.20 |
| 400 | CHF 125.60 | CHF 116.80 |
| 500 | CHF 119.80 | CHF 111.40 |
| 600 | CHF 113.90 | CHF 105.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.