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Mutuel PrimaFlex — Region 2, Fribourg

Region 2, Fribourg: the PrimaFlex model from Mutuel costs CHF 521.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 521.40, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaFlex costs CHF 1'062.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 521.40CHF 484.90
500CHF 510.40CHF 474.70
1'000CHF 482.90CHF 449.10
1'500CHF 454.90CHF 423.10
2'000CHF 427.30CHF 397.40
2'500CHF 399.80CHF 371.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 401.80CHF 373.70
500CHF 390.30CHF 363.00
1'000CHF 361.30CHF 336.00
1'500CHF 331.80CHF 308.60
2'000CHF 302.80CHF 281.60
2'500CHF 273.80CHF 254.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 148.90CHF 138.50
100CHF 143.10CHF 133.10
200CHF 137.30CHF 127.70
300CHF 131.40CHF 122.20
400CHF 125.60CHF 116.80
500CHF 119.80CHF 111.40
600CHF 113.90CHF 105.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.