Mutuel PrimaFlex — Region 1, Schaffhausen
Region 1, Schaffhausen: the PrimaFlex model from Mutuel costs CHF 556.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 556.80, PrimaFlex is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 889.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 556.80 | CHF 517.80 |
| 500 | CHF 545.80 | CHF 507.60 |
| 1'000 | CHF 518.30 | CHF 482.00 |
| 1'500 | CHF 490.30 | CHF 456.00 |
| 2'000 | CHF 462.70 | CHF 430.30 |
| 2'500 | CHF 435.20 | CHF 404.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.90 | CHF 393.30 |
| 500 | CHF 411.40 | CHF 382.60 |
| 1'000 | CHF 382.40 | CHF 355.60 |
| 1'500 | CHF 352.90 | CHF 328.20 |
| 2'000 | CHF 323.90 | CHF 301.20 |
| 2'500 | CHF 294.90 | CHF 274.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.10 | CHF 116.40 |
| 100 | CHF 119.30 | CHF 111.00 |
| 200 | CHF 113.50 | CHF 105.60 |
| 300 | CHF 107.60 | CHF 100.10 |
| 400 | CHF 101.80 | CHF 94.70 |
| 500 | CHF 96.00 | CHF 89.30 |
| 600 | CHF 90.10 | CHF 83.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.