Mutuel PrimaFlex — Schwyz
Schwyz: the PrimaFlex model from Mutuel costs CHF 454.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 454.30, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 724.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 454.30 | CHF 422.50 |
| 500 | CHF 443.30 | CHF 412.20 |
| 1'000 | CHF 415.80 | CHF 386.70 |
| 1'500 | CHF 387.80 | CHF 360.60 |
| 2'000 | CHF 360.20 | CHF 335.00 |
| 2'500 | CHF 332.70 | CHF 309.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 320.00 | CHF 297.60 |
| 500 | CHF 308.50 | CHF 286.90 |
| 1'000 | CHF 279.50 | CHF 260.00 |
| 1'500 | CHF 250.00 | CHF 232.50 |
| 2'000 | CHF 221.00 | CHF 205.60 |
| 2'500 | CHF 198.80 | CHF 184.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.20 | CHF 109.00 |
| 100 | CHF 111.40 | CHF 103.60 |
| 200 | CHF 105.60 | CHF 98.30 |
| 300 | CHF 99.70 | CHF 92.80 |
| 400 | CHF 93.90 | CHF 87.40 |
| 500 | CHF 88.10 | CHF 82.00 |
| 600 | CHF 82.20 | CHF 76.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.