Mutuel PrimaFlex — Region 1, Ticino
Region 1, Ticino: the PrimaFlex model from Mutuel costs CHF 689.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 689.40, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 996.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 689.40 | CHF 641.20 |
| 500 | CHF 678.40 | CHF 630.90 |
| 1'000 | CHF 650.90 | CHF 605.40 |
| 1'500 | CHF 622.90 | CHF 579.30 |
| 2'000 | CHF 595.30 | CHF 553.60 |
| 2'500 | CHF 567.80 | CHF 528.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 501.20 | CHF 466.20 |
| 500 | CHF 489.70 | CHF 455.50 |
| 1'000 | CHF 460.70 | CHF 428.50 |
| 1'500 | CHF 431.20 | CHF 401.10 |
| 2'000 | CHF 402.20 | CHF 374.10 |
| 2'500 | CHF 373.20 | CHF 347.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 165.60 | CHF 154.00 |
| 100 | CHF 159.80 | CHF 148.60 |
| 200 | CHF 154.00 | CHF 143.20 |
| 300 | CHF 148.10 | CHF 137.70 |
| 400 | CHF 142.30 | CHF 132.30 |
| 500 | CHF 136.50 | CHF 126.90 |
| 600 | CHF 130.60 | CHF 121.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.