Mutuel PrimaFlex — Uri
Uri: the PrimaFlex model from Mutuel costs CHF 486.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 486.50, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 776.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.50 | CHF 452.40 |
| 500 | CHF 475.50 | CHF 442.20 |
| 1'000 | CHF 448.00 | CHF 416.60 |
| 1'500 | CHF 420.00 | CHF 390.60 |
| 2'000 | CHF 392.40 | CHF 364.90 |
| 2'500 | CHF 364.90 | CHF 339.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.30 | CHF 330.40 |
| 500 | CHF 343.80 | CHF 319.70 |
| 1'000 | CHF 314.80 | CHF 292.80 |
| 1'500 | CHF 285.30 | CHF 265.30 |
| 2'000 | CHF 256.30 | CHF 238.40 |
| 2'500 | CHF 227.30 | CHF 211.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.90 | CHF 98.50 |
| 100 | CHF 100.10 | CHF 93.10 |
| 200 | CHF 94.30 | CHF 87.70 |
| 300 | CHF 88.40 | CHF 82.20 |
| 400 | CHF 82.60 | CHF 76.90 |
| 500 | CHF 76.80 | CHF 71.50 |
| 600 | CHF 70.90 | CHF 66.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.