Mutuel PrimaFlex — Region 1, Vaud
Region 1, Vaud: the PrimaFlex model from Mutuel costs CHF 633.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 633.70, PrimaFlex is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'011.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 633.70 | CHF 589.30 |
| 500 | CHF 622.70 | CHF 579.10 |
| 1'000 | CHF 595.20 | CHF 553.50 |
| 1'500 | CHF 567.20 | CHF 527.50 |
| 2'000 | CHF 539.60 | CHF 501.80 |
| 2'500 | CHF 512.10 | CHF 476.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 469.40 | CHF 436.50 |
| 500 | CHF 457.90 | CHF 425.80 |
| 1'000 | CHF 428.90 | CHF 398.80 |
| 1'500 | CHF 399.40 | CHF 371.40 |
| 2'000 | CHF 370.40 | CHF 344.40 |
| 2'500 | CHF 341.40 | CHF 317.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 165.20 | CHF 153.70 |
| 100 | CHF 159.40 | CHF 148.30 |
| 200 | CHF 153.60 | CHF 142.90 |
| 300 | CHF 147.70 | CHF 137.40 |
| 400 | CHF 141.90 | CHF 132.00 |
| 500 | CHF 136.10 | CHF 126.60 |
| 600 | CHF 130.20 | CHF 121.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.