Mutuel PrimaFlex — Region 1, Zurich
Region 1, Zurich: the PrimaFlex model from Mutuel costs CHF 564.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 564.70, PrimaFlex is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 901.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 564.70 | CHF 525.10 |
| 500 | CHF 553.70 | CHF 514.90 |
| 1'000 | CHF 526.20 | CHF 489.30 |
| 1'500 | CHF 498.20 | CHF 463.30 |
| 2'000 | CHF 470.60 | CHF 437.60 |
| 2'500 | CHF 443.10 | CHF 412.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 435.50 | CHF 405.00 |
| 500 | CHF 424.00 | CHF 394.30 |
| 1'000 | CHF 395.00 | CHF 367.30 |
| 1'500 | CHF 365.50 | CHF 339.90 |
| 2'000 | CHF 336.50 | CHF 312.90 |
| 2'500 | CHF 307.50 | CHF 286.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.70 | CHF 131.80 |
| 100 | CHF 135.90 | CHF 126.40 |
| 200 | CHF 130.10 | CHF 121.00 |
| 300 | CHF 124.20 | CHF 115.50 |
| 400 | CHF 118.40 | CHF 110.10 |
| 500 | CHF 112.60 | CHF 104.70 |
| 600 | CHF 106.70 | CHF 99.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.