Mutuel PrimaFlex — Region 3, Zurich
Region 3, Zurich: the PrimaFlex model from Mutuel costs CHF 502.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 502.60, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 802.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 502.60 | CHF 467.40 |
| 500 | CHF 491.60 | CHF 457.20 |
| 1'000 | CHF 464.10 | CHF 431.60 |
| 1'500 | CHF 436.10 | CHF 405.50 |
| 2'000 | CHF 408.50 | CHF 379.90 |
| 2'500 | CHF 381.00 | CHF 354.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.60 | CHF 360.40 |
| 500 | CHF 376.10 | CHF 349.80 |
| 1'000 | CHF 347.10 | CHF 322.80 |
| 1'500 | CHF 317.60 | CHF 295.30 |
| 2'000 | CHF 288.60 | CHF 268.40 |
| 2'500 | CHF 259.60 | CHF 241.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.10 | CHF 117.30 |
| 100 | CHF 120.30 | CHF 111.90 |
| 200 | CHF 114.50 | CHF 106.50 |
| 300 | CHF 108.60 | CHF 101.00 |
| 400 | CHF 102.80 | CHF 95.60 |
| 500 | CHF 97.00 | CHF 90.20 |
| 600 | CHF 91.10 | CHF 84.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.