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Combi Care or Tel Doc — Region 1, Bern

Region 1, Bern: with sana24, Combi Care costs CHF 571.80 a month in 2026 and Tel Doc CHF 624.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 637.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 571.80CHF 624.90CHF 637.20
500CHF 560.10CHF 613.30CHF 638.40
1'000CHF 531.00CHF 584.10CHF 637.20
1'500CHF 501.80CHF 554.90CHF 637.20
2'000CHF 472.60CHF 525.80CHF 638.40
2'500CHF 443.50CHF 496.60CHF 637.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.