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Combi Care or Tel Doc — Geneva

Geneva: with sana24, Combi Care costs CHF 633.20 a month in 2026 and Tel Doc CHF 670.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 451.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 633.20CHF 670.80CHF 451.20
500CHF 621.50CHF 659.20CHF 452.40
1'000CHF 592.30CHF 630.00CHF 452.40
1'500CHF 563.20CHF 600.80CHF 451.20
2'000CHF 534.00CHF 571.70CHF 452.40
2'500CHF 504.80CHF 542.50CHF 452.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.