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Combi Care or Tel Doc — Zug

Zug: with sana24, Combi Care costs CHF 370.30 a month in 2026 and Tel Doc CHF 396.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 309.60 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 370.30CHF 396.10CHF 309.60
500CHF 358.60CHF 384.40CHF 309.60
1'000CHF 329.50CHF 355.30CHF 309.60
1'500CHF 300.30CHF 326.10CHF 309.60
2'000CHF 271.10CHF 296.90CHF 309.60
2'500CHF 242.00CHF 267.80CHF 309.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.