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Combi Care or Tel Doc — Thurgau

Thurgau: with sana24, Combi Care costs CHF 492.50 a month in 2026 and Tel Doc CHF 516.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 284.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 492.50CHF 516.20CHF 284.40
500CHF 480.80CHF 504.60CHF 285.60
1'000CHF 451.70CHF 475.40CHF 284.40
1'500CHF 422.50CHF 446.20CHF 284.40
2'000CHF 393.30CHF 417.10CHF 285.60
2'500CHF 364.20CHF 387.90CHF 284.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.