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Combi Care or Tel Doc — Region 2, Ticino

Region 2, Ticino: with sana24, Combi Care costs CHF 609.70 a month in 2026 and Tel Doc CHF 658.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 588.00 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 609.70CHF 658.70CHF 588.00
500CHF 598.00CHF 647.00CHF 588.00
1'000CHF 568.80CHF 617.80CHF 588.00
1'500CHF 539.70CHF 588.70CHF 588.00
2'000CHF 510.50CHF 559.50CHF 588.00
2'500CHF 481.30CHF 530.30CHF 588.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.