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Sophie

Combi Care or Tel Doc — Region 1, Vaud

Region 1, Vaud: with sana24, Combi Care costs CHF 612.90 a month in 2026 and Tel Doc CHF 654.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 500.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 612.90CHF 654.60CHF 500.40
500CHF 601.20CHF 643.00CHF 501.60
1'000CHF 572.00CHF 613.80CHF 501.60
1'500CHF 542.90CHF 584.60CHF 500.40
2'000CHF 513.70CHF 555.50CHF 501.60
2'500CHF 484.50CHF 526.30CHF 501.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.