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Combi Care or Tel Doc — Region 1, Grisons

Region 1, Grisons: with sana24, Combi Care costs CHF 501.10 a month in 2026 and Tel Doc CHF 547.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 559.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 501.10CHF 547.70CHF 559.20
500CHF 489.40CHF 536.00CHF 559.20
1'000CHF 460.30CHF 506.80CHF 558.00
1'500CHF 431.10CHF 477.70CHF 559.20
2'000CHF 401.90CHF 448.50CHF 559.20
2'500CHF 372.80CHF 419.30CHF 558.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.