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Combi Care or Tel Doc — Region 1, Zurich

Region 1, Zurich: with sana24, Combi Care costs CHF 561.10 a month in 2026 and Tel Doc CHF 594.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 402.00 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 561.10CHF 594.60CHF 402.00
500CHF 549.40CHF 583.00CHF 403.20
1'000CHF 520.30CHF 553.80CHF 402.00
1'500CHF 491.10CHF 524.60CHF 402.00
2'000CHF 461.90CHF 495.50CHF 403.20
2'500CHF 432.80CHF 466.30CHF 402.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.