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Combi Care or Tel Doc — Uri

Uri: with sana24, Combi Care costs CHF 586.00 a month in 2026 and Tel Doc CHF 613.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 326.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 586.00CHF 613.20CHF 326.40
500CHF 574.30CHF 601.50CHF 326.40
1'000CHF 545.10CHF 572.40CHF 327.60
1'500CHF 516.00CHF 543.20CHF 326.40
2'000CHF 486.80CHF 514.00CHF 326.40
2'500CHF 457.60CHF 484.90CHF 327.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.