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Combi Care or Tel Doc — Obwalden

Obwalden: with sana24, Combi Care costs CHF 444.70 a month in 2026 and Tel Doc CHF 465.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 247.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 444.70CHF 465.30CHF 247.20
500CHF 433.00CHF 453.70CHF 248.40
1'000CHF 403.80CHF 424.50CHF 248.40
1'500CHF 374.70CHF 395.30CHF 247.20
2'000CHF 345.50CHF 366.20CHF 248.40
2'500CHF 316.30CHF 337.00CHF 248.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.