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Combi Care or Tel Doc — Region 2, Bern

Region 2, Bern: with sana24, Combi Care costs CHF 541.80 a month in 2026 and Tel Doc CHF 592.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 603.60 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 541.80CHF 592.10CHF 603.60
500CHF 530.10CHF 580.50CHF 604.80
1'000CHF 500.90CHF 551.30CHF 604.80
1'500CHF 471.80CHF 522.10CHF 603.60
2'000CHF 442.60CHF 493.00CHF 604.80
2'500CHF 413.40CHF 463.80CHF 604.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.