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Combi Care or Tel Doc — Region 1, Fribourg

Region 1, Fribourg: with sana24, Combi Care costs CHF 556.10 a month in 2026 and Tel Doc CHF 607.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 620.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 556.10CHF 607.80CHF 620.40
500CHF 544.50CHF 596.20CHF 620.40
1'000CHF 515.30CHF 567.00CHF 620.40
1'500CHF 486.10CHF 537.80CHF 620.40
2'000CHF 457.00CHF 508.70CHF 620.40
2'500CHF 427.80CHF 479.50CHF 620.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.