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Combi Care or Tel Doc — Region 2, Fribourg

Region 2, Fribourg: with sana24, Combi Care costs CHF 505.40 a month in 2026 and Tel Doc CHF 552.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 564.00 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 505.40CHF 552.40CHF 564.00
500CHF 493.70CHF 540.70CHF 564.00
1'000CHF 464.60CHF 511.50CHF 562.80
1'500CHF 435.40CHF 482.40CHF 564.00
2'000CHF 406.20CHF 453.20CHF 564.00
2'500CHF 377.10CHF 424.00CHF 562.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.