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Combi Care or Tel Doc — Region 1, Valais

Region 1, Valais: with sana24, Combi Care costs CHF 496.90 a month in 2026 and Tel Doc CHF 543.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 554.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 496.90CHF 543.10CHF 554.40
500CHF 485.20CHF 531.40CHF 554.40
1'000CHF 456.00CHF 502.20CHF 554.40
1'500CHF 426.90CHF 473.10CHF 554.40
2'000CHF 397.70CHF 443.90CHF 554.40
2'500CHF 368.50CHF 414.70CHF 554.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.