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Combi Care or Tel Doc — Neuchâtel

Neuchâtel: with sana24, Combi Care costs CHF 606.00 a month in 2026 and Tel Doc CHF 694.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 1'063.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 606.00CHF 694.60CHF 1'063.20
500CHF 594.30CHF 682.90CHF 1'063.20
1'000CHF 565.10CHF 653.80CHF 1'064.40
1'500CHF 536.00CHF 624.60CHF 1'063.20
2'000CHF 506.80CHF 595.40CHF 1'063.20
2'500CHF 477.60CHF 566.30CHF 1'064.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.