SWICA FAVORIT MULTICHOICE — Aargau
Aargau: the FAVORIT MULTICHOICE model from SWICA costs CHF 503.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 503.80, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'417.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.80 | CHF 468.50 |
| 500 | CHF 492.10 | CHF 457.70 |
| 1'000 | CHF 469.20 | CHF 436.30 |
| 1'500 | CHF 440.00 | CHF 409.20 |
| 2'000 | CHF 404.60 | CHF 376.30 |
| 2'500 | CHF 375.50 | CHF 349.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.20 | CHF 360.10 |
| 500 | CHF 375.60 | CHF 349.30 |
| 1'000 | CHF 351.10 | CHF 326.50 |
| 1'500 | CHF 321.90 | CHF 299.40 |
| 2'000 | CHF 288.10 | CHF 267.90 |
| 2'500 | CHF 258.90 | CHF 240.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.40 | CHF 119.50 |
| 200 | CHF 119.80 | CHF 111.40 |
| 400 | CHF 108.10 | CHF 100.50 |
| 600 | CHF 96.40 | CHF 89.70 |
The price, region by region
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.