SWICA FAVORIT MULTICHOICE — Region 2, Bern
Region 2, Bern: the FAVORIT MULTICHOICE model from SWICA costs CHF 512.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.40, FAVORIT MULTICHOICE is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'214.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.40 | CHF 476.50 |
| 500 | CHF 500.70 | CHF 465.70 |
| 1'000 | CHF 477.70 | CHF 444.30 |
| 1'500 | CHF 448.50 | CHF 417.10 |
| 2'000 | CHF 413.20 | CHF 384.30 |
| 2'500 | CHF 384.10 | CHF 357.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 393.50 | CHF 366.00 |
| 500 | CHF 381.90 | CHF 355.10 |
| 1'000 | CHF 357.30 | CHF 332.30 |
| 1'500 | CHF 328.10 | CHF 305.20 |
| 2'000 | CHF 294.40 | CHF 273.80 |
| 2'500 | CHF 265.20 | CHF 246.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.40 | CHF 121.30 |
| 200 | CHF 121.70 | CHF 113.20 |
| 400 | CHF 110.00 | CHF 102.30 |
| 600 | CHF 98.40 | CHF 91.50 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.