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SWICA FAVORIT MULTICHOICE — Region 1, Valais

Region 1, Valais: the FAVORIT MULTICHOICE model from SWICA costs CHF 499.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 499.80, FAVORIT MULTICHOICE is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MULTICHOICE costs CHF 1'141.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 499.80CHF 464.80
500CHF 488.10CHF 453.90
1'000CHF 464.90CHF 432.30
1'500CHF 435.70CHF 405.20
2'000CHF 400.60CHF 372.60
2'500CHF 371.40CHF 345.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 383.80CHF 356.90
500CHF 372.10CHF 346.10
1'000CHF 347.40CHF 323.10
1'500CHF 318.20CHF 296.00
2'000CHF 284.60CHF 264.70
2'500CHF 255.40CHF 237.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.10CHF 118.20
200CHF 118.30CHF 110.10
400CHF 106.70CHF 99.20
600CHF 95.00CHF 88.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.