SWICA FAVORIT MULTICHOICE — Region 1, Zurich
Region 1, Zurich: the FAVORIT MULTICHOICE model from SWICA costs CHF 553.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 553.70, FAVORIT MULTICHOICE is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'195.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 553.70 | CHF 515.00 |
| 500 | CHF 542.10 | CHF 504.10 |
| 1'000 | CHF 519.40 | CHF 483.10 |
| 1'500 | CHF 490.30 | CHF 455.90 |
| 2'000 | CHF 454.60 | CHF 422.70 |
| 2'500 | CHF 425.40 | CHF 395.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.10 | CHF 395.40 |
| 500 | CHF 413.50 | CHF 384.50 |
| 1'000 | CHF 389.20 | CHF 362.00 |
| 1'500 | CHF 360.00 | CHF 334.80 |
| 2'000 | CHF 326.00 | CHF 303.10 |
| 2'500 | CHF 296.80 | CHF 276.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.80 | CHF 130.90 |
| 200 | CHF 132.20 | CHF 123.00 |
| 400 | CHF 120.60 | CHF 112.10 |
| 600 | CHF 108.90 | CHF 101.30 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.