SWICA FAVORIT MULTICHOICE — Thurgau
Thurgau: the FAVORIT MULTICHOICE model from SWICA costs CHF 468.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.80, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 992.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.80 | CHF 436.00 |
| 500 | CHF 457.20 | CHF 425.20 |
| 1'000 | CHF 433.50 | CHF 403.20 |
| 1'500 | CHF 404.30 | CHF 376.00 |
| 2'000 | CHF 369.70 | CHF 343.80 |
| 2'500 | CHF 340.50 | CHF 316.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.00 | CHF 334.80 |
| 500 | CHF 348.30 | CHF 323.90 |
| 1'000 | CHF 323.30 | CHF 300.60 |
| 1'500 | CHF 294.10 | CHF 273.50 |
| 2'000 | CHF 260.80 | CHF 242.50 |
| 2'500 | CHF 231.60 | CHF 215.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.20 | CHF 110.90 |
| 200 | CHF 110.20 | CHF 102.50 |
| 400 | CHF 98.50 | CHF 91.60 |
| 600 | CHF 86.90 | CHF 80.80 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.