SWICA FAVORIT MULTICHOICE — Geneva
Geneva: the FAVORIT MULTICHOICE model from SWICA costs CHF 643.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 643.40, FAVORIT MULTICHOICE is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'362.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 643.40 | CHF 598.40 |
| 500 | CHF 631.70 | CHF 587.50 |
| 1'000 | CHF 610.20 | CHF 567.40 |
| 1'500 | CHF 581.00 | CHF 540.30 |
| 2'000 | CHF 544.20 | CHF 506.20 |
| 2'500 | CHF 515.10 | CHF 479.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.90 | CHF 459.40 |
| 500 | CHF 482.30 | CHF 448.50 |
| 1'000 | CHF 458.80 | CHF 426.70 |
| 1'500 | CHF 429.60 | CHF 399.60 |
| 2'000 | CHF 394.80 | CHF 367.20 |
| 2'500 | CHF 365.60 | CHF 340.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 163.60 | CHF 152.10 |
| 200 | CHF 155.50 | CHF 144.70 |
| 400 | CHF 143.90 | CHF 133.80 |
| 600 | CHF 132.20 | CHF 123.00 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.