SWICA FAVORIT MULTICHOICE — Region 1, Vaud
Region 1, Vaud: the FAVORIT MULTICHOICE model from SWICA costs CHF 610.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 610.70, FAVORIT MULTICHOICE is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'395.60 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 610.70 | CHF 568.00 |
| 500 | CHF 599.10 | CHF 557.10 |
| 1'000 | CHF 577.20 | CHF 536.80 |
| 1'500 | CHF 548.00 | CHF 509.60 |
| 2'000 | CHF 511.60 | CHF 475.80 |
| 2'500 | CHF 482.40 | CHF 448.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 469.00 | CHF 436.20 |
| 500 | CHF 457.30 | CHF 425.30 |
| 1'000 | CHF 433.60 | CHF 403.30 |
| 1'500 | CHF 404.50 | CHF 376.20 |
| 2'000 | CHF 369.80 | CHF 344.00 |
| 2'500 | CHF 340.70 | CHF 316.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.40 | CHF 144.50 |
| 200 | CHF 147.20 | CHF 136.90 |
| 400 | CHF 135.50 | CHF 126.00 |
| 600 | CHF 123.80 | CHF 115.20 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.