SWICA FAVORIT MULTICHOICE — Region 2, Vaud
Region 2, Vaud: the FAVORIT MULTICHOICE model from SWICA costs CHF 586.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 586.80, FAVORIT MULTICHOICE is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'340.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 586.80 | CHF 545.70 |
| 500 | CHF 575.10 | CHF 534.90 |
| 1'000 | CHF 552.90 | CHF 514.20 |
| 1'500 | CHF 523.80 | CHF 487.10 |
| 2'000 | CHF 487.60 | CHF 453.50 |
| 2'500 | CHF 458.50 | CHF 426.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 450.60 | CHF 419.10 |
| 500 | CHF 438.90 | CHF 408.20 |
| 1'000 | CHF 415.00 | CHF 386.00 |
| 1'500 | CHF 385.80 | CHF 358.80 |
| 2'000 | CHF 351.40 | CHF 326.80 |
| 2'500 | CHF 322.30 | CHF 299.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 149.30 | CHF 138.90 |
| 200 | CHF 141.00 | CHF 131.10 |
| 400 | CHF 129.30 | CHF 120.30 |
| 600 | CHF 117.70 | CHF 109.40 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.