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SWICA FAVORIT MULTICHOICE — Solothurn

Solothurn: the FAVORIT MULTICHOICE model from SWICA costs CHF 544.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 544.80, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MULTICHOICE costs CHF 890.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 544.80CHF 506.60
500CHF 533.10CHF 495.80
1'000CHF 510.10CHF 474.40
1'500CHF 481.00CHF 447.30
2'000CHF 445.60CHF 414.40
2'500CHF 416.40CHF 387.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 417.90CHF 388.70
500CHF 406.30CHF 377.80
1'000CHF 381.70CHF 355.00
1'500CHF 352.60CHF 327.90
2'000CHF 318.80CHF 296.40
2'500CHF 289.60CHF 269.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 138.20CHF 128.60
200CHF 129.60CHF 120.50
400CHF 117.90CHF 109.60
600CHF 106.20CHF 98.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.