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SWICA FAVORIT MULTICHOICE — Region 2, Valais

Region 2, Valais: the FAVORIT MULTICHOICE model from SWICA costs CHF 448.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 448.40, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, FAVORIT MULTICHOICE costs CHF 802.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 448.40CHF 417.00
500CHF 436.70CHF 406.10
1'000CHF 412.70CHF 383.80
1'500CHF 383.50CHF 356.70
2'000CHF 349.20CHF 324.80
2'500CHF 320.00CHF 297.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 344.00CHF 320.00
500CHF 332.40CHF 309.10
1'000CHF 307.10CHF 285.60
1'500CHF 277.90CHF 258.50
2'000CHF 244.90CHF 227.70
2'500CHF 215.70CHF 200.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 113.90CHF 105.90
200CHF 104.70CHF 97.30
400CHF 93.00CHF 86.50
600CHF 81.30CHF 75.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.