SWICA FAVORIT MULTICHOICE — Basel-Stadt
Basel-Stadt: the FAVORIT MULTICHOICE model from SWICA costs CHF 593.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 593.90, FAVORIT MULTICHOICE is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'616.40 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.90 | CHF 552.30 |
| 500 | CHF 582.20 | CHF 541.40 |
| 1'000 | CHF 560.30 | CHF 521.10 |
| 1'500 | CHF 531.10 | CHF 494.00 |
| 2'000 | CHF 494.70 | CHF 460.10 |
| 2'500 | CHF 465.50 | CHF 432.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 456.40 | CHF 424.40 |
| 500 | CHF 444.70 | CHF 413.60 |
| 1'000 | CHF 421.00 | CHF 391.50 |
| 1'500 | CHF 391.80 | CHF 364.40 |
| 2'000 | CHF 357.20 | CHF 332.20 |
| 2'500 | CHF 328.00 | CHF 305.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.30 | CHF 140.70 |
| 200 | CHF 143.20 | CHF 133.20 |
| 400 | CHF 131.50 | CHF 122.30 |
| 600 | CHF 119.80 | CHF 111.50 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.