SWICA FAVORIT MULTICHOICE — Region 2, Zurich
Region 2, Zurich: the FAVORIT MULTICHOICE model from SWICA costs CHF 497.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 497.10, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'032.00 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 497.10 | CHF 462.30 |
| 500 | CHF 485.50 | CHF 451.50 |
| 1'000 | CHF 462.10 | CHF 429.80 |
| 1'500 | CHF 433.00 | CHF 402.70 |
| 2'000 | CHF 398.00 | CHF 370.10 |
| 2'500 | CHF 368.80 | CHF 343.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.70 | CHF 355.00 |
| 500 | CHF 370.00 | CHF 344.10 |
| 1'000 | CHF 345.20 | CHF 321.10 |
| 1'500 | CHF 316.10 | CHF 293.90 |
| 2'000 | CHF 282.50 | CHF 262.70 |
| 2'500 | CHF 253.30 | CHF 235.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.40 | CHF 117.60 |
| 200 | CHF 117.50 | CHF 109.30 |
| 400 | CHF 105.90 | CHF 98.50 |
| 600 | CHF 94.20 | CHF 87.60 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.