SWICA FAVORIT MULTICHOICE — Region 2, Schaffhausen
Region 2, Schaffhausen: the FAVORIT MULTICHOICE model from SWICA costs CHF 470.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 470.30, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 994.80 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 470.30 | CHF 437.40 |
| 500 | CHF 458.60 | CHF 426.50 |
| 1'000 | CHF 435.00 | CHF 404.50 |
| 1'500 | CHF 405.80 | CHF 377.40 |
| 2'000 | CHF 371.10 | CHF 345.10 |
| 2'500 | CHF 341.90 | CHF 318.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 361.00 | CHF 335.70 |
| 500 | CHF 349.30 | CHF 324.90 |
| 1'000 | CHF 324.30 | CHF 301.60 |
| 1'500 | CHF 295.20 | CHF 274.50 |
| 2'000 | CHF 261.80 | CHF 243.50 |
| 2'500 | CHF 232.70 | CHF 216.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.60 | CHF 111.20 |
| 200 | CHF 110.60 | CHF 102.80 |
| 400 | CHF 98.90 | CHF 92.00 |
| 600 | CHF 87.20 | CHF 81.10 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.