SWICA FAVORIT MULTICHOICE — Region 3, Zurich
Region 3, Zurich: the FAVORIT MULTICHOICE model from SWICA costs CHF 463.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 463.40, FAVORIT MULTICHOICE is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 961.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 463.40 | CHF 431.00 |
| 500 | CHF 451.70 | CHF 420.10 |
| 1'000 | CHF 428.00 | CHF 398.00 |
| 1'500 | CHF 398.80 | CHF 370.90 |
| 2'000 | CHF 364.20 | CHF 338.70 |
| 2'500 | CHF 335.10 | CHF 311.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.80 | CHF 330.90 |
| 500 | CHF 344.10 | CHF 320.00 |
| 1'000 | CHF 319.00 | CHF 296.70 |
| 1'500 | CHF 289.80 | CHF 269.60 |
| 2'000 | CHF 256.60 | CHF 238.60 |
| 2'500 | CHF 227.40 | CHF 211.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.80 | CHF 109.60 |
| 200 | CHF 108.80 | CHF 101.20 |
| 400 | CHF 97.10 | CHF 90.30 |
| 600 | CHF 85.40 | CHF 79.50 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.