SWICA FAVORIT MULTICHOICE — Region 1, Schaffhausen
Region 1, Schaffhausen: the FAVORIT MULTICHOICE model from SWICA costs CHF 511.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.00, FAVORIT MULTICHOICE is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, FAVORIT MULTICHOICE costs CHF 1'081.20 less per year than SWICA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.00 | CHF 475.20 |
| 500 | CHF 499.30 | CHF 464.40 |
| 1'000 | CHF 476.20 | CHF 442.80 |
| 1'500 | CHF 447.00 | CHF 415.70 |
| 2'000 | CHF 411.80 | CHF 383.00 |
| 2'500 | CHF 382.70 | CHF 355.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 392.30 | CHF 364.90 |
| 500 | CHF 380.70 | CHF 354.00 |
| 1'000 | CHF 356.00 | CHF 331.10 |
| 1'500 | CHF 326.80 | CHF 304.00 |
| 2'000 | CHF 293.20 | CHF 272.60 |
| 2'500 | CHF 264.00 | CHF 245.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.90 | CHF 120.80 |
| 200 | CHF 121.10 | CHF 112.70 |
| 400 | CHF 109.50 | CHF 101.80 |
| 600 | CHF 97.80 | CHF 91.00 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.