Avenir — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest Avenir premium went from CHF 346.80 a month in 2015 to CHF 568.90 in 2026 — a rise of +64.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 346.80 | CHF 300.30 | CHF 46.50 |
| 2016 | CHF 378.30 | CHF 314.80 | CHF 63.50 |
| 2017 | CHF 399.90 | CHF 352.90 | CHF 47.00 |
| 2018 | CHF 443.70 | CHF 352.40 | CHF 91.30 |
| 2019 | CHF 443.70 | CHF 381.40 | CHF 62.30 |
| 2020 | CHF 469.80 | CHF 374.30 | CHF 95.50 |
| 2021 | CHF 469.80 | CHF 371.20 | CHF 98.60 |
| 2022 | CHF 469.80 | CHF 384.70 | CHF 85.10 |
| 2023 | CHF 494.50 | CHF 404.50 | CHF 90.00 |
| 2024 | CHF 521.60 | CHF 446.10 | CHF 75.50 |
| 2025 | CHF 568.90 | CHF 466.40 | CHF 102.50 |
| 2026 | CHF 568.90 | CHF 480.30 | CHF 88.60 |
Faster or slower than the rest?
Avenir rose +64.0 % over the period, against +59.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +11.0 % in one go. The premium did not move in 2019, 2021, 2022, 2026.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Avenir, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.