KPT in canton Grisons: twelve years of premiums
In canton Grisons, the lowest KPT premium went from CHF 282.50 a month in 2015 to CHF 447.90 in 2026 — a rise of +58.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 282.50 | CHF 227.80 | CHF 54.70 |
| 2016 | CHF 307.20 | CHF 237.30 | CHF 69.90 |
| 2017 | CHF 358.00 | CHF 274.55 | CHF 83.45 |
| 2018 | CHF 352.90 | CHF 277.60 | CHF 75.30 |
| 2019 | CHF 352.90 | CHF 305.20 | CHF 47.70 |
| 2020 | CHF 364.90 | CHF 315.90 | CHF 49.00 |
| 2021 | CHF 346.50 | CHF 321.10 | CHF 25.40 |
| 2022 | CHF 346.50 | CHF 320.50 | CHF 26.00 |
| 2023 | CHF 352.70 | CHF 322.00 | CHF 30.70 |
| 2024 | CHF 386.80 | CHF 347.00 | CHF 39.80 |
| 2025 | CHF 429.80 | CHF 388.00 | CHF 41.80 |
| 2026 | CHF 447.90 | CHF 404.70 | CHF 43.20 |
Faster or slower than the rest?
KPT rose +58.6 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +16.5 % in one go. The premium did not move in 2019, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.