KPT in canton Zurich: twelve years of premiums
In canton Zurich, the lowest KPT premium went from CHF 290.50 a month in 2015 to CHF 476.80 in 2026 — a rise of +64.1 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 290.50 | CHF 240.00 | CHF 50.50 |
| 2016 | CHF 316.40 | CHF 250.00 | CHF 66.40 |
| 2017 | CHF 358.00 | CHF 255.00 | CHF 103.00 |
| 2018 | CHF 353.70 | CHF 260.00 | CHF 93.70 |
| 2019 | CHF 363.30 | CHF 346.00 | CHF 17.30 |
| 2020 | CHF 377.70 | CHF 343.30 | CHF 34.40 |
| 2021 | CHF 377.70 | CHF 347.20 | CHF 30.50 |
| 2022 | CHF 364.80 | CHF 343.90 | CHF 20.90 |
| 2023 | CHF 389.10 | CHF 358.60 | CHF 30.50 |
| 2024 | CHF 419.80 | CHF 379.90 | CHF 39.90 |
| 2025 | CHF 455.30 | CHF 398.80 | CHF 56.50 |
| 2026 | CHF 476.80 | CHF 427.80 | CHF 49.00 |
Faster or slower than the rest?
KPT rose +64.1 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +13.2 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.