KPT in canton Basel-Stadt: twelve years of premiums
In canton Basel-Stadt, the lowest KPT premium went from CHF 423.30 a month in 2015 to CHF 607.10 in 2026 — a rise of +43.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 423.30 | CHF 370.80 | CHF 52.50 |
| 2016 | CHF 459.90 | CHF 402.00 | CHF 57.90 |
| 2017 | CHF 494.90 | CHF 433.30 | CHF 61.60 |
| 2018 | CHF 507.30 | CHF 454.10 | CHF 53.20 |
| 2019 | CHF 527.30 | CHF 470.20 | CHF 57.10 |
| 2020 | CHF 545.70 | CHF 486.60 | CHF 59.10 |
| 2021 | CHF 545.70 | CHF 486.30 | CHF 59.40 |
| 2022 | CHF 532.90 | CHF 481.40 | CHF 51.50 |
| 2023 | CHF 532.90 | CHF 501.60 | CHF 31.30 |
| 2024 | CHF 582.20 | CHF 544.70 | CHF 37.50 |
| 2025 | CHF 584.70 | CHF 557.50 | CHF 27.20 |
| 2026 | CHF 607.10 | CHF 575.90 | CHF 31.20 |
Faster or slower than the rest?
KPT rose +43.4 % over the period, against +55.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.3 % in one go. The premium did not move in 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.