KPT in canton Bern: twelve years of premiums
In canton Bern, the lowest KPT premium went from CHF 311.30 a month in 2015 to CHF 488.10 in 2026 — a rise of +56.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 311.30 | CHF 298.10 | CHF 13.20 |
| 2016 | CHF 333.70 | CHF 319.60 | CHF 14.10 |
| 2017 | CHF 372.10 | CHF 334.70 | CHF 37.40 |
| 2018 | CHF 372.10 | CHF 343.80 | CHF 28.30 |
| 2019 | CHF 381.70 | CHF 363.50 | CHF 18.20 |
| 2020 | CHF 395.30 | CHF 371.20 | CHF 24.10 |
| 2021 | CHF 395.30 | CHF 368.50 | CHF 26.80 |
| 2022 | CHF 393.70 | CHF 369.00 | CHF 24.70 |
| 2023 | CHF 390.90 | CHF 376.00 | CHF 14.90 |
| 2024 | CHF 447.10 | CHF 403.20 | CHF 43.90 |
| 2025 | CHF 472.50 | CHF 421.30 | CHF 51.20 |
| 2026 | CHF 488.10 | CHF 447.50 | CHF 40.60 |
Faster or slower than the rest?
KPT rose +56.8 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2024: +14.4 % in one go. The premium did not move in 2018, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.