ÖKK in canton Neuchâtel: twelve years of premiums
In canton Neuchâtel, the lowest ÖKK premium went from CHF 402.50 a month in 2015 to CHF 607.50 in 2026 — a rise of +50.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 402.50 | CHF 320.80 | CHF 81.70 |
| 2016 | CHF 437.50 | CHF 364.60 | CHF 72.90 |
| 2017 | CHF 461.20 | CHF 395.90 | CHF 65.30 |
| 2018 | CHF 496.80 | CHF 406.80 | CHF 90.00 |
| 2019 | CHF 486.50 | CHF 425.20 | CHF 61.30 |
| 2020 | CHF 490.90 | CHF 439.80 | CHF 51.10 |
| 2021 | CHF 490.90 | CHF 448.50 | CHF 42.40 |
| 2022 | CHF 490.90 | CHF 446.50 | CHF 44.40 |
| 2023 | CHF 511.90 | CHF 482.20 | CHF 29.70 |
| 2024 | CHF 537.30 | CHF 525.40 | CHF 11.90 |
| 2025 | CHF 588.30 | CHF 523.10 | CHF 65.20 |
| 2026 | CHF 607.50 | CHF 554.20 | CHF 53.30 |
Faster or slower than the rest?
ÖKK rose +50.9 % over the period, against +72.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +9.5 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.