ÖKK in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest ÖKK premium went from CHF 278.80 a month in 2015 to CHF 427.20 in 2026 — a rise of +53.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 278.80 | CHF 237.90 | CHF 40.90 |
| 2016 | CHF 297.50 | CHF 237.90 | CHF 59.60 |
| 2017 | CHF 324.70 | CHF 284.70 | CHF 40.00 |
| 2018 | CHF 335.80 | CHF 302.50 | CHF 33.30 |
| 2019 | CHF 342.60 | CHF 316.30 | CHF 26.30 |
| 2020 | CHF 347.20 | CHF 314.50 | CHF 32.70 |
| 2021 | CHF 341.10 | CHF 294.00 | CHF 47.10 |
| 2022 | CHF 331.50 | CHF 320.00 | CHF 11.50 |
| 2023 | CHF 356.70 | CHF 320.00 | CHF 36.70 |
| 2024 | CHF 382.00 | CHF 346.50 | CHF 35.50 |
| 2025 | CHF 382.00 | CHF 356.90 | CHF 25.10 |
| 2026 | CHF 427.20 | CHF 382.80 | CHF 44.40 |
Faster or slower than the rest?
ÖKK rose +53.2 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2026: +11.8 % in one go. The premium did not move in 2025.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.