ÖKK in canton Zurich: twelve years of premiums
In canton Zurich, the lowest ÖKK premium went from CHF 330.70 a month in 2015 to CHF 453.10 in 2026 — a rise of +37.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 330.70 | CHF 240.00 | CHF 90.70 |
| 2016 | CHF 346.00 | CHF 250.00 | CHF 96.00 |
| 2017 | CHF 360.40 | CHF 255.00 | CHF 105.40 |
| 2018 | CHF 374.00 | CHF 260.00 | CHF 114.00 |
| 2019 | CHF 381.70 | CHF 346.00 | CHF 35.70 |
| 2020 | CHF 386.30 | CHF 343.30 | CHF 43.00 |
| 2021 | CHF 380.20 | CHF 347.20 | CHF 33.00 |
| 2022 | CHF 363.70 | CHF 343.90 | CHF 19.80 |
| 2023 | CHF 378.50 | CHF 358.60 | CHF 19.90 |
| 2024 | CHF 413.30 | CHF 379.90 | CHF 33.40 |
| 2025 | CHF 424.60 | CHF 398.80 | CHF 25.80 |
| 2026 | CHF 453.10 | CHF 427.80 | CHF 25.30 |
Faster or slower than the rest?
ÖKK rose +37.0 % over the period, against +78.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Zurich, canton by canton
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.